One role of a business owner is to care for your employees, yourself, and your vehicles in the event of an accident. Accidents can occur in a split second, but commercial auto insurance coverage can be the difference between going bankrupt and having the financial protection your business needs should a lawsuit arise following an accident. Allow us to answer frequently asked questions about commercial auto insurance:
Do I need commercial auto insurance?
If you are a business owner who owns or rents vehicles, has employees who use their personal vehicle for business-related purposes, or has employees who drive company vehicles, you need commercial auto insurance. Commercial auto insurance is required by Georgia law for any business-owned vehicle. To comply with the law, your business must have certain minimum liability limits in place for bodily injury and property damage to others. However, our agency recommends that your company carry combined single liability limits of at least $500,000 or $1,000,000 to prevent your company’s assets from being at risk in the event of a serious auto accident.
Which commercial auto insurance policy should I select?
The commercial auto insurance policy you purchase should be tailored by your agent to meet your business’ needs. Further, it should maximize peace of mind! Our helpful team of insurance professionals will listen to your insurance coverage needs and help you determine what policy will be best for your company.
What is covered if I need to file a claim?
Depending on the commercial auto insurance policy you have selected and the details of the situation you find yourself in, the following coverages may respond if you need file a claim:
- Bodily Injury
- Collision
- Comprehensive
- Medical Payments
- Property Damage Liability
- Rental Reimbursement
- Roadside Assistance
- Uninsured or Underinsured Motorists
Solomon Deaton & Buice are your commercial auto insurance specialists.
Our team is here to help you find the best commercial auto insurance coverage for an affordable price. If you partner with us today, we are confident you will be pleased with the Solomon Deaton & Buice difference. We prioritize our clients’ needs and work tirelessly to find the best solutions for your business. Call us today: 478-742-1275